How to make a personal budget that works

How to make a personal budget that works

To reach personal financial goals a budget is an essential tool – if you stick to it! Making and sticking to a budget can be a challenge. It’s easy to throw some numbers on a legal pad or a spreadsheet but when it comes to in the moment spending your...
The Bare-Bones Budget

The Bare-Bones Budget

Everyone should have a base or bare-bones budget. It gives you a starting point when creating your monthly budget and it gives you a clear picture of what you HAVE to pay each month. I would like to share our bare-bones budget to give some perspective of what simple...
Our journey to debt FREEDOM!

Our journey to debt FREEDOM!

The first step in our Livin’ Lightly Plan was to to get our finances in order. When we were in the planning stages we laid out specifics financial goals that would need to be met in order to move forward with our plan. (You can get the background story / plan here.)...